by Facing Foreclosure | May 5, 2022 | Real Estate
In Texas, your municipal district assesses a MUD tax on top of your property taxes. MUD stands for Municipal Utility District. The MUD tax is a fee that helps fund the development and maintenance of infrastructure in areas with new homes. The MUD tax is often costly,...
by Facing Foreclosure | Apr 20, 2022 | Blog
If you think your property taxes are too high, you’re not alone. In Texas, people have the right to protest their property taxes to get them lowered. If you’re a homeowner in Texas, you need to know about the deadlines for property tax protests. For early...
by Facing Foreclosure | Jun 30, 2021 | Foreclosure Defense
Are you currently experiencing the process of foreclosure in Texas? If so, know that you are not alone. Countless individuals face this situation yearly, and many successfully find solutions to retain their homes. Whether your foreclosure in Texas stems from the...
by Facing Foreclosure | Jun 4, 2021 | Real Estate
If you own your home for many years, it generally grows equity as you live in it. Equity loans and lines of credit have always been popular, but reverse mortgages are a relatively new option. These types of mortgages have increased more than 1,300 percent between 1999...
by Facing Foreclosure | May 27, 2021 | Blog
If you are buying a home in Texas, you may see an “As Is” home sale. This declaration usually means that the seller is not interested in negotiating a sales contract based on needed repairs. Both the seller and buyer can benefit from this arrangement....
by Facing Foreclosure | May 20, 2021 | Real Estate
When buying a home, you trust that an inspection reveals potential problems. You may even use the inspection to negotiate the selling price down. You can also back out entirely during the option period of your buyer’s contract if the inspection reveals problems. But...
by Facing Foreclosure | May 14, 2021 | Real Estate
Of all the purchases you will make in your lifetime, a mortgage might be the biggest investment risk. Often a real estate purchase pays off in dividends years later, but only if the mortgage terms are fair. On the other hand, the wrong mortgage can cause your good...
by Facing Foreclosure | May 6, 2021 | Real Estate
When you buy a new home, realtors throw a lot of phrases around that are confusing. One of them is “Cash to Close.” Another is “Closing Costs.” It’s easy to think that these terms mean the same thing, but they don’t. So precisely what does “Cash to Close” include and...
by Facing Foreclosure | Apr 30, 2021 | Real Estate
Every state has its real estate laws and regulations that affect how you buy and sell houses. Some states require a lawyer while making real estate transactions. Texas does not require a lawyer, but real estate lawyers are far from obsolete. There are at least three...
by Facing Foreclosure | Apr 21, 2021 | Deeds, Real Estate
The term “mortgage” is confusing because it can mean different things. Almost everyone who buys a home takes out a loan. Taking out a loan is the same thing as applying for a mortgage. But what is a Deed of Trust vs Mortgage? No matter where you live when you take out...
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