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Can I Lose My House in a Lawsuit?

Can I Lose My House in a Lawsuit?

There are many ways we can end up in soul crushing debt, especially in 2020. With all of the economic turmoil in our world today, the last thing we want to think about is losing our home. However, if you owe money to a creditor and can’t pay, you could end up facing a...
Prevent Foreclosure Deficiency Judgment

Prevent Foreclosure Deficiency Judgment

Struggling with a house payment every month can be stressful. According to MarketWatch in September of 2020, “Around two-thirds of homeowners in forbearance have extended their forbearance arrangements with their mortgage servicers after the initial stage.” However,...
Private Property Clashes in Texas

Private Property Clashes in Texas

When property owners face off with another property owner, there is often trouble. Some neighbors clash over a fence on the line of their property. Others fuss about a dirt road that one claims to own and another claims the right to drive on. An HOA’s interests can...
Private Property Rights in Texas

Private Property Rights in Texas

Private property rights can be complicated and you can generally bet there will be trouble when those rights are in question. In Texas, there are laws that allow certain companies to use the government structure to gain the right to use someone else’s property...
How to Get Out of Your Mortgage

How to Get Out of Your Mortgage

If you are like most home buyers, buying a home is the most important business transaction of your life. When things take an unexpected turn financially, it can be a stressful and anxiety producing situation. Banks are not afraid to take advantage of distressed home...
How Do I Stop Foreclosure while Unemployed

How Do I Stop Foreclosure while Unemployed

If you are unemployed and facing foreclosure in Texas, you may feel stressed and like you are in over your head. Even if you have only missed one payment, it can seem like you will never be able to catch up financially.  You may be unemployed because of the pandemic...
I Can’t Pay My Mortgage. What are My Options?

I Can’t Pay My Mortgage. What are My Options?

If you are struggling to pay your mortgage during this pandemic, you are not alone. The nation’s overall delinquency rate was 7.3% in May 2020 — meaning that these homeowners were 30 or more days overdue. All states and all but two metros showed increases in...
What is a Deed of Trust?

What is a Deed of Trust?

If you live in Texas and own a house, you may be wondering about the type of deed you possess. In Texas, a Deed of Trust is a common type of arrangement when you purchase a home just as a mortgage is more common in other states. Whether you have a Deed of Trust or a...
How Do I Transfer a House Deed to a Family Member?

How Do I Transfer a House Deed to a Family Member?

There may be situations where you’d like to transfer your home’s ownership to another person in your family. Perhaps you have a sibling who is living with and taking care of you while you are facing an end of life situation. Whatever the reason, it is important to...