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Houston Foreclosure

Defense

What is Foreclosure Defense?

As foreclosure defense attorneys in Houston, Texas, Jarrett Law Firm, PLLC can implement foreclosure defense strategies that will help you during the initial phase of the foreclosure defense process. These strategies will give you time to put a plan in place while a permanent solution, such as a loan modification is also being pursued.

Our experienced foreclosure defense attorneys in Houston, Texas can stop foreclosure immediately and represent you in a lawsuit against your mortgage bank, lender, HOA, or the county for delinquent property taxes.

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Notice of Default

Foreclosure proceedings usually start with a formal demand for payment, usually in the form of a letter from your lender.

This letter is referred to as a Notice of Default (NOD) OR a Notice of Default and Acceleration (NODA). Contact our attorneys for more clarification if needed. If you’ve received a NOD or NODA letter, don’t wait! Get foreclosure help today by calling us today at 832-831-0833.

Our foreclosure defense attorneys in Houston, Texas have years of experience with many foreclosure defense strategies that we can bring to you and your family depending on the circumstances of your case. These foreclosure defense strategies have been used for years to delay foreclosures.

House with two trees in front

Notice of Default

Foreclosure proceedings usually start with a formal demand for payment, usually in the form of a letter from your lender.

This letter is referred to as a Notice of Default (NOD) OR a Notice of Default and Acceleration (NODA). Contact our attorneys for more clarification if needed. If you’ve received a NOD or NODA letter, don’t wait! Get foreclosure help today by calling us today at 832-831-0833.

Our foreclosure defense attorneys in Houston, Texas have years of experience with many foreclosure defense strategies that we can bring to you and your family depending on the circumstances of your case. These foreclosure defense strategies have been used for years to delay foreclosures.

What can foreclosure defense do for you?

Remain in Your Home

Foreclosure Defense Strategies will allow you to remain in your home while you fight for the best resolution to your case. In some instances this can take months or even years.

Time for Loan Modification

Provide time to apply for a loan modification which doesn’t cost your lender anything and reduces the principal, interest rate and even monthly payment to help you during this time.
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Receive a Deficiency Judgment Waiver

Give you time to receive a Deficiency Judgment Waiver which is a strategy for any situation where you leave your home, such as a Houston foreclosure auction or sale, deed in lieu of foreclosure agreement or a short sale.
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Options

Defending against foreclosure cannot be ignored or delayed. It is vital to get started immediately but most homeowners do not know their options when facing a foreclosure.

Foreclosure usually only happens once in a borrower’s life and not knowing the process is scary.

You need a foreclosure defense attorney in Houston, Texas that is well-versed in the foreclosure defense strategy choices that are available.

Call us today at (832) 831-0833 and request a free case evaluation.

Why Choose Us?

If you’re looking to help your family and save your home there are things you must do. Our skilled foreclosure defense attorneys in Houston, Texas can start the process to delay the foreclosure, allowing you time to get your affairs in order.

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We can help you in getting a loan modification

Our attorneys can represent you in obtaining a loan modification. A Modification is designed to bring your loan current and provide you with an affordable monthly payment by modifying the terms of your note.

The process of obtaining a loan modification can be long and daunting, in which, the homeowner is required to provide the lender with updated tax returns, proof of income, credit report, proof of hardship, and any additional documents the lender may request.

Experienced Attorneys

Our attorneys with pedigree and experience ensure that our clients obtain exceptional representation along with our core values and principles.

We will ensure that you get the maximum benefit of our knowledge and skill in the foreclosure process. In short, we know what the bank needs to get you the results you’re looking for.

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Experienced Attorneys

Our attorneys with pedigree and experience ensure that our clients obtain exceptional representation along with our core values and principles.

We will ensure that you get the maximum benefit of our knowledge and skill in the foreclosure process. In short, we know what the bank needs to get you the results you’re looking for.

We will give you good judgment

The advice of professionals with the right experience is crucial to you saving your home. We will give our good judgement on your case based upon our years of experience. This will allow us to give you a course of action that will in most instances be successful. We will show you the exact plan to achieve that success.

Frequently Asked Questions

I am behind on my mortgage payments, what do I do?
Whatever you do, do not ignore the problem. It will only make your situation worse. The further behind you become, the harder it is to reinstate your mortgage and the more likely you will lose your home. You could delay payments on credit cards and other “unsecured” debt until you have paid your mortgage. Contact us immediately at (832) 831-0833 for a free foreclosure defense consultation or fill out our form.
I am in foreclosure, what options do I have?
There are many options during the pre-foreclosure and foreclosure process. Our experienced foreclosure defense attorneys in Houston, Texas can guide you and make sure you choose the right option for you. Fill out our free case evaluation.
If I do nothing, what will happen?
In short, if you ignore and choose to do nothing a foreclosure will be placed on your credit, the bank/lender/HOA/County will auction off your property for public sale, and then the constable will show up at your home and give you 24 hours to pack up your family and belongings and get out, and possibly, a default foreclosure judgment will be entered by the court against you. This will happen usually within 25 to 30 days from entry of a final foreclosure judgment. To avoid this please fill out our free case evaluation so we can help you.
Can I and should I use a foreclosure prevention company?
Absolutely not! Never pay fees for foreclosure prevention when you could use that money to pay the mortgage or a real foreclosure defense attorney instead. Contact us immediately at (832) 831-0833 for a free foreclosure defense case evaluation or fill out our form.